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Managed by Zenzic Capital

Zenzic Estate Planning Service.

The Zenzic Estate Planning Service (ZEPS) is a proven Inheritance Tax (IHT) planning solution designed for professional investors seeking to reduce IHT exposure while investing in a secured, income-generating portfolio.

ZEPS invests in shares that aim to qualify for Business Relief (BR), allowing for up to 100% IHT exemption after a two-year holding period.

Download offering documents → Speak to the team
Key facts
  • StatusOpen (Evergreen)
  • Minimum investment£25,000
  • IHT/BR QaulifyingYes
  • Target Annual Return5-6%
Overview Terms & Fees Documents
i. Overview

About Zenzic Capital

Zenzic Capital is a specialist real estate lender with a 7+ year track record of delivering consistent returns, founded in 2014.

  • Over £125m deployed into secured UK real estate loans
  • Portfolio Gross Development Value (GDV) of £175m and growing
  • Senior team with institutional experience across firms such as CQS, DRC, East Lodge, Barclays and Brookfield

Key features of ZEPS

  • Zenzic Capital, which undertakes the underlying lending in ZEPS, is a specialist real estate lender with c.£300m AUM, having advised on over $2bn of real estate transactions to date
  • Secured lending: All loans are backed by UK property, providing downside protection
  • Proven track record: Delivering 5.45% p.a. net returns to investors since launch in 2020, with zero capital losses on any deal since Zenzic was founded in 2014
  • ZEPS invests in unquoted companies that aim to qualify for Business Relief (BR), allowing for up to 100% IHT exemption after a two-year holding period2
  • Aligned fee structure: No management fee unless the target return of 6% p.a. is met
  • Multiple portfolio options: Investors can choose between a Growth, Income or Blended strategy

Source: All data from Zenzic Capital as at 30/06/2026.

Have a client question?

Our team can help with product information, availability and how Zenzic sits alongside other BR products in your matrix.

Contact the team →
ii. Terms & fees

Information table.

Status
Evergreen Service
Portfolio Options
Growth Strategy
Income Strategy
Blended Strategy
IHT/BR Qualifying
Yes
Minimum Investment
£25,000 (after any initial adviser fees)
Initial Charge
Investors investing in the Income Strategy will be charged an initial one-off fee of 1%
AMC (Advised)
2%, applies only after Target Base Return met (i.e. above 6%)
v. Documents & downloads

Adviser materials.

FORM
Application Form
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FORM
Top Up Application Form
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FORM
Trust Application Form
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PDF
Teaser
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PDF
Why ZEPS (Flyer)
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Discussing ZEPS with a client?

Our team can provide adviser materials, up-to-date fund status and help you compare Zenzic against other options in the BR/IHT matrix.

Contact the team →