The First AIM-Focused IHT Service Offering a Socially Responsible Option in the Business Relief Market
- Launched in March 2021 in response to growing investor demand and in particular, an increasing appetite for sustainable investing in the tax efficient space
- Investors in the Service can now opt for the following portfolio options for an ESG overlay:
- Responsible Dividend Focus Portfolio
- Responsible Growth Focus Portfolio
- The Responsible Portfolio Options follow Unicorn’s company-wide Sustainable Investment Policy and goes further to remove businesses with revenues that are derived from excluded activities, such as weapons and gambling
- Unicorn’s UK small and mid-cap specialism, as well as their philosophy of conducting all research (ESG and otherwise) in-house, allows them to translate their robust Responsible Investment Policy into the Service’s AIM stock portfolios. Click here for more information on the Unicorn AIM IHT & ISA Portfolio Service.
- Details of the process can be found in our Responsible Focused Portfolio Supplement by clicking here
Available via the following platforms. Click the logos to find out how to invest:
Manager Overview:
- Specialist in UK equity investing with a structural bias to small and mid-sized businesses, investing in both AIM listings and the main market since 2000
- Currently manage over £550m in AIM investments alone
- Strength in depth with a well-resourced, committed and highly knowledgeable investment team with +100 years combined experience
Key Points:
- Designed to mitigate IHT liability after only 2 years by investing in a portfolio of AIM stocks that qualify for Business Relief
- ISA qualifying – a combination of tax-free income and growth alongside IHT mitigation once held for 2 years
- Two Portfolio Options – Dividend Focus (paid monthly or reinvested) and Growth Focus
- Responsible Investment Portfolio Options
- WM Capital Management acts as Manager and Unicorn Asset Management acts as Investment Adviser
- Access to Unicorn’s proven investment process, investing into a diversified portfolio of 25-40 AIM stocks across multiple sectors
- Simple and flexible solution allowing investors continued control over their cash
All figures as at 31/03/2021.
Fund Information
| Target Offer Size | Evergreen Service |
|---|---|
| Portfolio Options | Responsible Dividend Focused (paid quarterly or reinvested) and Responsible Growth Focused |
| ISA Qualifying | Yes |
| Min Investment | £50,000 |
| Initial Charge | 2% + VAT |
| RDR Facilitation | Up to 2.5% |
| AMC (Advised) | 1.25% + VAT |
| Dealing Fee | 0.85% |
| Exit Fee | Full Surrender: • Exit Fee: 1.00% on portfolios £50,000 or greater • Exit Fee: 2.00% on portfolios under £50,000 Partial surrender if residual portfolio value is £50,000 or greater: • Minimum Surrender Amount: £3,000 • Exit Fee: 1.00% Partial surrender if residual portfolio value is £25,000 to £49,999.99: • Minimum Surrender Amount: £5,000 • Exit Fee: Up to 2.00% Partial surrender if residual portfolio value is below £25,000: • Full Surrender is required |
Product Literature
Latest Factsheets:
Investment Documents:
Application Forms:
Product Due Diligence:
Further Information
For further information, please contact us on info@lighttowerpartners.co.uk or call 020 7071 3940.