A side-by-side comparison of the Business Relief and Inheritance Tax products we currently distribute, to help you assess fit for your clients quickly. Click through to each product page for full fee structures and offering documents.
| Field | Zenzic Estate Planning Service | Unicorn AIM IHT ISA Portfolio Service | Unicorn AIM IHT & ISA Responsible Portfolio Service | Stellar Family Trading Company (FTC) | Stellar Inheritance Tax Service (ITS) |
|---|---|---|---|---|---|
| ISA Qualifying | No | Yes | Yes | No | No |
| Minimum Investment | £25,000 | £20,000 | £20,000 | £250,000 | £25,000 |
| Initial Charge | 1% one-off (Income Strategy only) | 1% (plus VAT) | TBC | 1% (Set-up Fee) | Nil |
| AMC / Ongoing Charge | 2% (advised), applies only after Target Base Return met (above 6%) | 1.25% (plus VAT) | TBC | 1% (plus VAT) | 0.5% (plus VAT), subject to minimum performance of 3.5% p.a. |
| Dealing Fee | TBC | 0.85% | TBC | TBC | 1% |
| Exit Fee | TBC | 0% | TBC | TBC | TBC |
| Target Return | TBC | TBC | TBC | 4% | TBC |
| IHT Relief | 100% after a two-year holding period | 50% | 50% | 100% | 100% |
| Manager | Zenzic Capital | Unicorn Asset Management Ltd | Unicorn Asset Management Ltd | Stellar Asset Management | Stellar Asset Management |
| Tax-free Growth | No | Yes | Yes | No | No |
| View → | View → | View → | View → | View → |
Figures shown are for comparison purposes only and should be verified against each fund's own offering documents before use with clients. IHT and Business Relief are subject to individual circumstances, minimum holding periods and may change in future legislation.